Fees & Insurance
Your Options
Access to quality therapy is a right. Systemic oppression has a cataclysmic impact on affordable therapy and Radiant Soul will make every effort to work with each client for what is reasonable for them. It can be tricky to know what the right option is for you when deciding how to pay for therapy. Below is a breakdown of each available route. All billing information will be collected through your client portal or Headway.
Insurance
Insurance companies require a diagnosis, oversee your medical records, and sometimes stipulate the number of "covered" therapy sessions. Insurance may be the right option if all of the above is comfortable. At this time, the following insurances are accepted:
Aetna, Blue Cross Blue Shield, Carelon, Cigna, Oscar, Oxford, and United Health Care.
Out of Network
Out-of-network means upon your request, we can provide you with a document that you can submit to your insurance company for partial or sometimes full reimbursement dependent upon your specific "out of network" benefits (superbill). This limits insurance providers' involvement and helps to ensure your reimbursement.
Out of Pocket
If you are not comfortable with using insurance, do not have insurance we accept, or wish to keep things more private, private pay out of pocket is always an option. Session fees are dependent on income. Please see below for more information.
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Accepted forms of payment include credit/ debit cards, HSA, or FSA accounts. A sliding scale is available.